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Short Term Acute Care HospitalVoluntary Non-Profit - Private

Otsego Memorial Hospital

Munson Healthcare · Gaylord, MI

825 North Center Avenue, Gaylord, MI 49735(989) 731-2100

4 of 5

CMS star rating

78

Beds

1,923

Inpatient discharges a year

$134.7M

Net patient revenue a year

29

In-network payers

About this hospital

Otsego Memorial Hospital is a 78-bed voluntary non-profit - private hospital in Gaylord, MI, affiliated with Munson Healthcare. Below you'll find publicly disclosed negotiated rates and facility details, including 29 in-network payers and 236 disclosed rate categories.

  • Sole community hospital
  • Disproportionate share hospital
  • 340B participant
CCN
230133
NPI
1124028972
Health system
Munson Healthcare
Teaching
No Medicare-funded residents
County
Otsego County
Medicare contractor
Jurisdiction 8, WPS Government Health Administrators (08001)
In Medicare since
1966
Last CMS survey
2000

Prices for common services

The 24 services Otsego Memorial Hospital most likely performs, ranked by likely volume and what it is paid. Each service names one insurer. * marks hidden insurer names; A, B and C rank the remaining rates from low to high and reset for each service.

Book a demo to see hidden insurer names, more payer rates, and hospital data, or start a free trial.

Childbirth · Inpatient

Vaginal delivery, hospital stay

MS-DRG 807

$19,864

negotiated rate

Cigna$19,864

CMS lists this service as CPT 59400, the obstetrician's global fee. The hospital bills the delivery stay as MS-DRG 807, so these are facility case rates.

Hospital reports obstetrics / child birth services to CMS

CT imaging

CT abdomen and pelvis with contrast

CPT 74177

$410 - $2,889

from 4 insurers · median $1,523

Aetna$410
Insurer A*$794
Insurer B*$2,253
Insurer C*$2,889
Medicare $344Nearby hospitals $1,07442% above nearby hospitals

Common here, based on CMS Medicare volume

Medicine & Surgery

Laparoscopic cholecystectomy

CPT 47562

$4,366 - $5,600

from 3 insurers · median $4,568

Cigna$4,568
Insurer A*$4,366
Insurer B*$5,600
Medicare $5,960

68 Medicare claims in Level 1 Laparoscopy and Related Services (CMS 2024)

Childbirth · Inpatient

Cesarean delivery, hospital stay

MS-DRG 788

$13,532

negotiated rate

Cigna$13,532

CMS lists this service as CPT 59510, the obstetrician's global fee. The hospital bills the delivery stay as MS-DRG 788, so these are facility case rates.

Hospital reports obstetrics / child birth services to CMS

How the insurers pay at Otsego Memorial Hospital

Median rate as a percent of Medicare across the outpatient services above, and how many services sit above or below the same insurer's median at nearby hospitals. * marks hidden insurer names. These table labels track the same insurers across services; the labels on each service card reset.

InsurerServicesMedian % of MedicareAbove nearbyBelow nearby
Insurer A*16
701%
00
Insurer B*16
557%
140
Insurer C*24
232%
00
Insurer D*17
108%
116

How we chose these services: 5 appear in this hospital's own Medicare claims, 16 are common here based on CMS Medicare volume, and 3 are typical for the service lines it reports to CMS. Rates come from insurer and hospital price transparency files as of October 2026. Rates under a quarter of Medicare or over 20 times Medicare are left out as likely physician-fee rows or file errors. Book a demo to see all 300 CMS shoppable services for Otsego Memorial Hospital, or start a free trial.

Insurance Accepted

Acceptance varies by plan and service. Confirm coverage with your insurer or the hospital's billing department.

Medicare
Aetna
BCBS
Cigna
United Healthcare (incl Optum, Rocky Mountain, Health Plan of Nevada, Sierra Health)
Ameri HealthAspirus Health PlanAvera Health PlansBanner HealthCenteneEMI Health

More about this hospital

  • Quality

    4 of 5 stars

    • 177 min in the ER before going home (US median 148)
    • Medicare readmissions penalty (-0.86%)
    See quality ratings
  • Doctors and services

    Accredited by The Joint Commission

    • No Medicare-funded residents
    • 20 services
    • 462 affiliated clinicians
    See doctors and services
  • Finances

    $134.7M net patient revenue

    • Operating margin on patient care 8.0%
    • $88,766 unreimbursed and uncompensated care
    • $15.1M net income
    See finances
  • Ownership and leadership

    Owned by Munson Healthcare

    • Private (not for profit)
    • Edwin A Ness, chief executive
    • 340B drug pricing program participant
    See ownership and leadership

Tax IDs and NPIs insurers list

The employer identification numbers (EINs) health plans and networks list for Otsego Memorial Hospital in the in-network rate files they publish, with the organization NPIs billed under each.

Tax ID (EIN)Plans and networks listing itOrganization NPIs
38-1303843Munson Healthcare Otsego Memorial Hospital44Aetna, Cigna, United Healthcare (incl Optum, Rocky Mountain, Health Plan of Nevada, Sierra Health), Allied Benefit Systems, Aspirus Health Plan and 39 more1124028972 Munson Healthcare Otsego Memorial Hospital1851341333 Munson Healthcare Otsego Memorial Hospital1518982073 Munson Healthcare Otsego Memorial Hospitaland 18 more

Source: PayerPrice analysis of insurers' Transparency in Coverage in-network files. An EIN can cover several hospitals and clinics in a health system, and insurers sometimes list other organizations' NPIs under it.

Location

825 North Center Avenue, Gaylord, MI 49735

(989) 731-2100

Get directions

Frequently asked questions

About Otsego Memorial Hospital's rates and hospital price transparency.

How much does an MRI cost at Otsego Memorial Hospital?

For MRI brain before and after contrast (CPT 70553), published negotiated rates at Otsego Memorial Hospital range from $430 to $3,829 across 4 insurers. Blue Cross Blue Shield's rate is $2,985. The median at nearby comparable hospitals is $1,245. What a patient pays depends on their plan's deductible, coinsurance and network status.

How much does a CT scan cost at Otsego Memorial Hospital?

For CT abdomen and pelvis with contrast (CPT 74177), published negotiated rates at Otsego Memorial Hospital range from $410 to $2,889 across 4 insurers. Aetna's rate is $410. The median at nearby comparable hospitals is $1,074. What a patient pays depends on their plan's deductible, coinsurance and network status.

How much does giving birth cost at Otsego Memorial Hospital?

For Vaginal delivery, hospital stay (MS-DRG 807), published negotiated rates at Otsego Memorial Hospital range from $19,864 to $19,864 across 1 insurers. Cigna's rate is $19,864. What a patient pays depends on their plan's deductible, coinsurance and network status.

How much does a mammogram cost at Otsego Memorial Hospital?

For Screening mammography, bilateral (CPT 77067), published negotiated rates at Otsego Memorial Hospital range from $153 to $312 across 4 insurers. Aetna's rate is $153. The median at nearby comparable hospitals is $201. What a patient pays depends on their plan's deductible, coinsurance and network status.

What is Otsego Memorial Hospital's CMS star rating?

Otsego Memorial Hospital has a CMS overall hospital star rating of 4 out of 5 on Medicare Care Compare (CMS data released 2026-08-13). That is higher than 58% of US hospitals.

Is Otsego Memorial Hospital a teaching hospital?

CMS reports no Medicare-funded interns or residents at Otsego Memorial Hospital for fiscal year 2027.

Does Medicare penalize Otsego Memorial Hospital for readmissions?

Yes. Under the Hospital Readmissions Reduction Program, Medicare cuts Otsego Memorial Hospital's base inpatient payments by an estimated 0.86% in fiscal year 2027 for more readmissions than expected.

What are the most common Medicare inpatient stays at Otsego Memorial Hospital?

In 2024, the most common were septicemia or severe sepsis without mv >96 hours with mcc (40 discharges), heart failure and shock with mcc (32 discharges), simple pneumonia and pleurisy with mcc (26 discharges).

What is Otsego Memorial Hospital's case mix index?

Otsego Memorial Hospital's Medicare case mix index is 1.47 for fiscal year 2027, higher than 24% of hospitals paid under the inpatient prospective payment system.

How many patients does Otsego Memorial Hospital admit?

Otsego Memorial Hospital reported 1,923 inpatient discharges and 5,711 inpatient days from Jul 1, 2024 to Jun 30, 2025.

For hospital finance and compliance teams

Running price transparency at a hospital like this one?

The data on this page comes from the files hospitals and payers publish. We help hospitals publish theirs correctly, and take a fresh look at their chargemaster.

Compliance MRF

Publish a CMS-compliant machine-readable file

We turn your chargemaster and payer contracts into the CMS template file, then keep it current as rates change.

CMS v3 example: standard_charge_information[0]
{
  "description": "MRI of brain (no contrast)",
  "code_information": [
    { "code": "611", "type": "RC" },
    { "code": "70551", "type": "CPT" }
  ],
  "standard_charges": [{
    "setting": "outpatient",
    "minimum": 250,
    "maximum": 400,
    "gross_charge": 1200,
    "discounted_cash": 1080,
    "payers_information": [
      {
        "payer_name": "Platform Health Insurance",
        "plan_name": "PPO",
        "methodology": "fee schedule",
        "standard_charge_dollar": 400
      },
      {
        "payer_name": "Region Health Insurance",
        "plan_name": "HMO",
        "methodology": "fee schedule",
        "standard_charge_dollar": 250
      }
    ]
  }]
}
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  • Gross, discounted cash, payer-specific and de-identified min / max charges
  • cms-hpt.txt file and homepage footer link
  • Refreshed when your contracts change
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Your chargemaster sets the gross charge on every claim, and many payer contracts base payment on it through percent-of-charge, lesser-of and stop-loss terms. We audit it line by line and show how your charges and negotiated rates compare with peer hospitals before your next negotiation.

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  • CPT, HCPCS, revenue code and modifier errors flagged line by line
  • Missing, duplicate and outdated charge lines identified
  • Charges set below payer allowables caught before lesser-of clauses cut payment
  • Revenue impact of charge changes modeled across percent-of-charge and stop-loss terms
  • Your negotiated rates benchmarked against peer hospitals for the same payers
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