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Payer contract guide

Official sources linked below

Negotiating with Kaiser: Fee Schedule and Reimbursement Rate Benchmarks for 2026

Kaiser Permanente combines a nonprofit health plan and hospital system with prepaid, multispecialty Permanente medical groups. It operates in California, Colorado, the District of Columbia, Georgia, Hawaii, Maryland, Nevada, Oregon, Virginia, and Washington. PayerPrice structures the published Kaiser rate records it tracks so contract teams can compare the same plan, market, and provider type.

KP

Kaiser Permanente

Integrated care and coverage across 10 states and D.C.

Plans tracked

Providers (NPIs)

Rate observations

MRF publication cadence

Monthly

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Kaiser Overview

Kaiser Permanente, at a glance

Kaiser Permanente combines a nonprofit health plan and hospital system with prepaid, multispecialty Permanente medical groups. It operates in California, Colorado, the District of Columbia, Georgia, Hawaii, Maryland, Nevada, Oregon, Virginia, and Washington.

Kaiser's prepaid, integrated model differs from a conventional fee-for-service insurer. For a community-provider contract, use records from the same Kaiser entity, region, product, and payment method.

Payer sources

Kaiser Permanente: Integrated Care Model

Kaiser reimbursement can vary by product, network, provider contract, service details, and geographic location. Match those attributes before relying on a parent-brand benchmark.

Quick Facts

OFFICIAL PAYER + PAYERPRICE DATA

Payer TypeIntegrated delivery system (health plan + Permanente medical groups + hospitals)
Total Membership
Market Share
Plan Types
Employer-sponsored
Individual
Medicare
Medicaid
Plans Tracked in PayerPrice
Data SourceMachine Readable Files (TiC Rule)
Data FreshnessUpdated monthly

Negotiation Playbook

How to negotiate better Kaiser reimbursement rates

Use these four steps to check the current contract, choose comparable rates, and prepare a specific proposal for Kaiser.

Step 1

Benchmark your current rates

Start with the executed contract and recent remittances. Confirm which rates are in use before comparing them with published data.

Step 2

Prioritize material services

Use paid claims to find the services that matter most financially. The priority list should reflect your practice, not an arbitrary number of codes.

Step 3

Build a comparable peer set

Compare published rates from the same plan and market for similar providers. Use them as context; they do not prove what another provider was paid on a specific claim.

Step 4

Build the negotiation case

Show the current terms, matched benchmarks, expected financial effect, and proposed rates. Spell out any assumptions.

Build a proposal the payer can evaluate.

Match published rates to the contract's network and market, then apply your own service mix to estimate the financial effect.

See our full payer contract negotiations guide for the deep dive.

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Reimbursement Rates · National Avg.

Kaiser rates for commonly billed CPT codes

These national-average in-network rates come from the latest available PayerPrice dataset. The table also shows the Medicare allowed amount for each selected CPT code. The provider contract and claim details determine the actual reimbursement.

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CPTDescriptionCategoryKaiser National Avg.Medicare Benchmark
99214Office Visit, Established (Moderate)

E&M

View rates
99213Office Visit, Established (Low)

E&M

View rates
99215Office Visit, Established (High)

E&M

View rates
90837Psychotherapy, 60 min

Psychiatry

View rates
90834Psychotherapy, 45 min

Psychiatry

View rates
90791Psychiatric Diagnostic Evaluation

Psychiatry

View rates
70450CT Head/Brain without Contrast

Radiology

View rates
73721MRI Lower Extremity Joint

Radiology

View rates
45378Diagnostic Colonoscopy

Surgery

View rates

Rates shown are national averages. Actual Kaiser reimbursement varies by region, plan, geographic location, and provider contract. For provider-level detail by NPI or Tax ID, run a free sample report.

Kaiser Machine Readable Files

How to read Kaiser machine-readable files

Under the Transparency in Coverage requirements, most non-grandfathered group health plans and health insurance issuers offering non-grandfathered group or individual coverage must publish machine-readable files with in-network negotiated rates and out-of-network allowed amounts and billed charges. See the CMS guidance for plans and issuers. CMS's technical clarification states that the files are updated monthly.

PayerPrice makes the Kaiser records it tracks searchable by billing code, provider, plan, and market.

Search Kaiser rates without opening raw files
kaiser_in-network-rates_example.jsonILLUSTRATIVE
1{
2 "reporting_entity_name": "Kaiser Permanente",
3 "plan_name": "Kaiser PPO",
4 "version": "1.3.0",
5 "in_network": [
6 { "billing_code": "99214",
7 "negotiated_rates": [
8 { "npi": 1538156793,
9 "negotiated_price": 162.84, "service_code": "11"
10 "billing_class": "professional" },
11 { "npi": 1972658421,
12 "negotiated_price": 148.20, "service_code": "11" },
13 // additional negotiated-rate rows
14 ]
15 },
16 // additional billing codes
17 ]
18}

rate observations in latest dataset

Frequently asked

Common questions about Kaiser fee schedules

A Kaiser fee schedule sets reimbursement terms for covered services in a provider agreement. The contract may use code-based prices or another payment method. PayerPrice organizes the published Kaiser rate records it tracks for comparison.

For Kaiser contract leads

Compare published Kaiser rates for similar providers.

Start with a sample of published Kaiser rate data, then narrow the comparison by plan, market, billing code, and provider attributes.

Your sample includes

Published rate records from Kaiser

CPT and Medicare comparisons, where available

Filters for plan, market, and provider

Guidance for reading machine-readable files